“I thoroughly enjoyed working with the DML team to refinance my house. The process went so smoothly. The entire team was always quick to respond if I had a question.”

-Jennifer D.

“Working with DML to get our mortgage was easy and stress-free.”

-Fran S.

Carli Steiner – Mortgage Banker
NMLS #2009109

Carli grew up in Perry Hall, Maryland and currently resides in Baltimore City. The people who know her well refer to her as a “ray of sunshine,” and she makes new friends and acquaintances almost everywhere she goes. Before entering the mortgage lending industry, Carli’s passion for people led her through eleven years in hospitality and six years in property management. Her experience in those areas has strengthened her customer service skills and given her the ability to work well with a wide variety of people and personalities.

In her time away from work, you can find Carli traveling to a new place (she’s been to four of the seven continents), staying healthy, and having fun with her friends and family.

Quote to Live By: “Those who are happiest are those who do the most for others.” – Booker T. Washington

Ready to get started?

Don’t start the home buying process at an open house. Your first step should be a mortgage pre-approval. By talking with your loan officer, you can determine if you qualify for a loan and how much you can borrow. A pre-approval gives you a leg up when it comes to a competitive and quick moving real estate market – some sellers and agents won’t accept your offer without it!

Download our new app or apply now to get the process started!



When you work with Direct Mortgage Loans, you’ll receive prompt, personal service that enhances your home buying experience. We provide real-time updates that allow us to keep you updated every step of the way. The entire loan process, from application to closing is managed in-house – this results in a shorter loan process. Every employee of our company has direct access to all processors and underwriters. We have built a business that is recognized for integrity, excellent service and efficient processes.


All the tools you need in one app! Calculate your mortgage options, scan encrypted paperwork from you app, message your loan officer and more.



Are you ready to begin the home search? The first step is to get pre-approved. Our online application is simple, fast and provides us with the information to begin the process.