Melissa Maynard – Loan Officer
NMLS #2105169 Licensed in MD.

Melissa grew up in Olney, Maryland and is a current Carroll County resident. Her extensive career in Real Estate Management offers The Dobz Team several years of experience that has proven to be inspirational and profitable. Her comprehensive market knowledge stems from serving customers across the DMV area for 18+ years. Melissa thrives off finding creative approaches to help meet her customers needs. Her dedicated and diligent nature surrounds her ethical values in every transaction she encounters.

In her free time, you can find her camping across the East Coast with her Family and Friends. She is a dedicated mother to three beautiful girls and a loving wife to her husband. Melissa is a firm believer that everyone’s dreams can come true if you just stick to it, work hard, and play harder!!

Quote to Live By: “All we have to do is decide what to do with the time that is given to us.”

Ready to get started?

Don’t start the home buying process at an open house. Your first step should be a mortgage pre-approval. By talking with your loan officer, you can determine if you qualify for a loan and how much you can borrow. A pre-approval gives you a leg up when it comes to a competitive and quick moving real estate market – some sellers and agents won’t accept your offer without it!

Download our new app or apply now to get the process started!


443.391.8106 (o/f)


When you work with Direct Mortgage Loans, you’ll receive prompt, personal service that enhances your home buying experience. We provide real-time updates that allow us to keep you updated every step of the way. The entire loan process, from application to closing is managed in-house – this results in a shorter loan process. Every employee of our company has direct access to all processors and underwriters. We have built a business that is recognized for integrity, excellent service and efficient processes.


All the tools you need in one app! Calculate your mortgage options, scan encrypted paperwork from you app, message your loan officer and more.



Are you ready to begin the home search? The first step is to get pre-approved. Our online application is simple, fast and provides us with the information to begin the process.