Nicole Higgins – Database Manager

Nicole has been with DML for over two years – first as the team’s Executive Assistant and now as the team’s Database Manager. She has 12 years of customer service experience that makes her a great fit for developing and maintaining our client and agent database. Before Nicole joined DML, her and her family purchased their first home through Jeff Dobrzykowski. She shared that she “was lucky enough to join the team soon after and has loved every minute of the growth and success the team has built since.”

When she’s not working, Nicole, her husband and three sons can be found giving back to the community, planning Disney vacations and trying new things!

Quote to Live By: “Around here, however, we don’t look backwards for very long. We keep moving forward, opening up new doors and doing new things, because we’re curious and curiosity keeps leading us down new paths.” – Walt Disney


When you work with Direct Mortgage Loans, you’ll receive prompt, personal service that enhances your home buying experience. We provide real-time updates that allow us to keep you updated every step of the way. The entire loan process, from application to closing is managed in-house – this results in a shorter loan process. Every employee of our company has direct access to all processors and underwriters. We have built a business that is recognized for integrity, excellent service and efficient processes.